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Rural Development (USDA)

The US Department of Agriculture (USDA) Rural Development Single Family Housing Guaranteed Loan Program is one of the most powerful mortgage options available for rural homebuyers. The USDA loans are designed to help low or moderate income people buy a home in a rural area. Some of the popular types of loans are: The single family direct homeownership loan and the single family guaranteed homeownership loan. In order to obtain a USDA loan, the property as well as the borrower’s income must meet the USDA’s eligibility requirements.
Check to see if your property qualifies.

  • Reason
  • No Down Payment Required - Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment

  • Use a gift or grant to go toward their mortgage

  • Flexible Credit Guidelines

  • No Maximum Purchase Price

Choosing the Right Mortgage Loan Program

We can't emphasize enough how important it is to work with a knowledgeable Mortgage Professional. Every homebuyer needs an industry pro that understands the many loan programs available, and is able to determine which loan is appropriate for a particular borrower.

We realize there are many different types of borrowers who seek affordable home financing, and we understand that our job is to locate affordable financing that works for you.